Funding Options

Business Loan Options We Match You With

Every business has unique financing needs. We match you with the right type of funding based on your revenue, time in business, and specific goals. Use our interactive calculators to estimate costs and payments for each loan type.

Business Term Loans

A lump-sum loan with fixed, predictable payments over a set term. Ideal for business expansion, large equipment purchases, or significant investments in growth.

Key Features

  • Fixed weekly or monthly payments
  • Terms up to 24 months
  • Funding amounts up to $500,000
  • Predictable repayment schedule
Best For: Expansion, equipment purchases, and long-term investments
Requirements: Min. $25K/month revenue, 1+ year in business, 500+ credit score

Business Line of Credit

Flexible, revolving access to capital that you can draw from whenever you need it. You only pay for what you use, making it perfect for managing cash flow gaps.

Key Features

  • Draw funds on demand, anytime
  • Pay interest only on what you use
  • Revolving credit that replenishes as you repay
  • Perfect for seasonal businesses
Best For: Cash flow management, unexpected expenses, and seasonal needs
Requirements: Min. $25K/month revenue, 1+ year in business, 500+ credit score

Merchant Cash Advance

Get an advance on your future sales. Repayments are automatically tied to your daily revenue, so payments flex naturally with your cash flow.

Key Features

  • No fixed payment schedule
  • Repayments tied to daily sales volume
  • Fast approval and funding process
  • Ideal for businesses with card revenue
Best For: Businesses with steady card-based or daily revenue
Requirements: Min. $25K/month revenue, 1+ year in business, 500+ credit score

Working Capital Loans

Short-term financing designed to cover day-to-day operations, payroll, inventory purchases, or unexpected expenses that keep your business running smoothly.

Key Features

  • Quick access to capital
  • Flexible use of funds
  • Short repayment terms (3-18 months)
  • Minimal documentation required
Best For: Payroll, inventory, rent, and day-to-day operations
Requirements: Min. $25K/month revenue, 1+ year in business, 500+ credit score

Equipment Financing

Purchase or lease business equipment with the equipment itself serving as collateral. Preserve your working capital while getting the tools your business needs.

Key Features

  • Equipment serves as its own collateral
  • Preserves working capital
  • Competitive rates and terms
  • Flexible end-of-term options
Best For: Vehicles, machinery, technology, and other equipment purchases
Requirements: Min. $25K/month revenue, 1+ year in business, 500+ credit score

Invoice Factoring

Turn your outstanding invoices into immediate cash. Get paid now instead of waiting 30, 60, or 90 days for your customers to pay.

Key Features

  • Immediate cash for outstanding invoices
  • No waiting 30-90 days for payment
  • Improved cash flow predictability
  • Credit decision based on your clients
Best For: B2B businesses with outstanding invoices and payment terms
Requirements: Min. $25K/month revenue, 1+ year in business, 500+ credit score

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